Empowering Your Financial Future

At River Valley Charities, we recognize that financial instability is a significant barrier to family well-being. Many families in our community face challenges such as living paycheck to paycheck, lacking emergency savings, and carrying high levels of debt. These financial strains often lead to food insecurity and limited access to essential resources. Our Financial Literacy Program is designed to address these issues by providing families with the tools and knowledge to achieve financial stability and independence.

Why Financial Literacy Matters​

• Widespread Financial Insecurity: Approximately 65% of U.S. consumers live paycheck to paycheck, indicating a widespread struggle to cover basic expenses without financial strain. (acainternational.org)
• Lack of Emergency Savings: Nearly 37% of Americans don't have $400 in liquid savings, leaving them vulnerable to unexpected expenses. (blackrock.com)
• Financial Literacy Gap: The average American scores just 46% on a basic quiz about financial literacy, highlighting a critical gap in understanding essential money management skills. (nationalsavings.com)​

Our Approach
RVC's Financial Literacy Program offers a comprehensive, family-centered approach that includes:

• Personalized Financial Counseling: One-on-one sessions to assess financial situations and develop tailored plans.
• Budgeting and Debt Management: Tools and strategies to help families manage expenses and reduce debt.
• Credit Building and Savings Plans: Assistance in improving credit scores and establishing savings goals.
• Access to Community Resources: Connecting families with additional support services as needed.

​What Sets Us Apart
Unlike traditional programs offered by banks or other financial experts, RVC's Financial Literacy Program is:

• Community-Focused: Tailored to the unique needs of families in our local area.
• Holistic: Addresses not just financial education but also the social and emotional aspects of financial well-being.
• Accessible: Offered free of charge to ensure that all families have the opportunity to participate.
• Supportive: Provides ongoing support and resources to help families implement and sustain financial changes.

Get Involved
If you're a family seeking to improve your financial situation, click here.
If you're a donor or financial expert interested in supporting this vital program, we invite you to connect with us.